Baby Steps In The Right Direction

Had you asked me in 2007 when I graduated from University where I thought I would be at 35, I would have told you working for one of the biggest talent agents in Canada representing Canadian artists. That or being Catherine’s manager on her sold out world tour as my favourite vocalist. Thankfully life kept Catherine & I together, but the universe had other plans for me when it came to my career path. Over the last eleven years, I have held a lot of different jobs. Being an entrepreneur is amazing and I love it, but it doesn’t always offer the financial stability that a “9-5” does, and so it’s why this year I’ve really started to take my finances more seriously. From purchasing life insurance (see that post here), to saving for a baby, I really want to make the steps I need towards the things I want most in life.

Now I should preface this post by saying “savings” is a subjective term. Most of my friends have a lot of debt, and we all live in expensive cities while we chase our dreams. Growing up I owe my ability to save money to my mom. She taught me to always “pay myself first” and for a long time, I did. And then life happened and whether it was helping my partner out of a financial situation to help us be better together, or something broke in the house, that little amount of money I was able to squirrel away for a rainy day never seemed to stick around for too long. At thirty-five, I wanted this to change. So, I started looking into investment options such as investing in Cannabis stocks or similar (life insurance was one step) to help have some money set aside that I not only didn’t see but couldn’t touch easily. I used sites similar to to find the right life insurance policy for me and my family and looking at various bank accounts to create some savings. I thought purchasing life insurance would be easy but there were just so many options I had no idea what to choose! I’m glad I used the resources I did, otherwise, I’d still be choosing…

This is where the Mylo app comes in for me.

“Mylo was created with the social mission of helping Canadians achieve their financial goals. We make saving and investing accessible to everyone. Over half of Canadian millennials have less than $1,000 in savings, regardless of their income. We’re working to fix that with a simple, automatic and stress-free solution for saving money and building wealth. It starts with roundups, but micro-saving is just the beginning. Mylo uses machine learning in conjunction with financial and transactional data to make personalized recommendations that help our users make smart decisions with their money.”

So what exactly is it? Well, think about it as a piggy bank for your spare change, but you can’t easily get into it when you’re craving that coffee or splurge item. The app allows me to link my bank accounts and credit cards to it, and subsequently an investment portfolio that I designed in just a few short minutes to save for my goal. I set my goal as a baby, and every time I make a transaction, the app rounds up the purchase to the nearest dollar and invests the change into my portfolio. I’ve been looking at sites like for a while now because I’ve been wanting to make some investments so this is a perfect way for me to start.

Ultimately, there are a number of changes I want to make to my investment portfolio, but I definitely want to be more involved in the world of real estate investing. A friend of mine recently sent me an amazing guide from the Roofstock website that goes into detail about getting your start in real estate investing and it has given me so many pointers about how to take my next steps. Investing in property is just so exciting to me.

So, that being said, what is my verdict for this app?


Not only does it help me save, but it helps me grow my savings. And trust me – for those of you who don’t know how expensive it will be to get a baby – every single penny counts. I can also set regular contributions to the account to be withdrawn from my accounts weekly, double up the amounts, and customize my savings to meet my goals in a realistic manner. I barely notice the amounts going into the portfolio and was pleasantly surprised when I checked the balance last to see that my baby steps towards a baby are starting to happen.

My personal life, similar to my professional one, has taken some twists I might not have wanted or foreseen, but I know that I want a family. And inspired by amazing people like (Joseph, you really have inspired me) I know that I can do it no matter what life has in store for me.

I have to be honest in the fact that my baby brother is someone that I admire so much when I think about family. It’s been a few years since we lost Dad, and normally it’s the eldest that you should look up to. But he is such an amazing father, and Rebecca is becoming such an important part of my life. She helps to remind me what I want in my life and I hope that over the coming years along with my savings and dedication to bring my dreams to life, I achieve everything I have set my mind to.

I know that we share a lot of amazing brands here on the blog with you, and we love each and every one of them. But the thing about Mylo is that it will help me have a child of my own one day. And for that, and the inspiration it has offered my somewhat chaotic current situation, I couldn’t be more grateful. I encourage you to check out the Mylo website today and download the app for yourself. Whether it’s a vacation, a new car, an engagement ring, or something you’ve always dreamt of – it is a way to make it happen in a way that suits your life and spending habits. One day at a time.

If you are in need of some financial help like I was, make sure to join in on the social media conversation by following @GetMylo on Twitter & Instagram, and by ‘Liking’ their Facebook page. Use and follow the #MyloMoments hashtag to see how Canadians from coast-to-coast are also working towards their goals.

For more behind the scenes of this and other amazing brands we are working with around the world, make sure to follow along with the #DoTheDaniel Instagram account. We would love to have you join on our adventures!

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Photos: Mylo, Daniel Reyes & all Social Media accounts listed above


Daniel Reyes

Mobile photos were taken with my #HuaweiP20Pro on the Rogers network